Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Ryan Delfs-Mortgage Broker Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Working with Ryan was a pleasure from start to finish. He was informative and helpful, guiding me through the mortgage process each step of the way. I always felt like... read more

    Justin Downing Avatar Justin Downing

    Man, what can I say about this man and his dedication to what he does! Ryan, was such a great communicator, and dug very deep to get me and... read more

    Ulises Arellano Avatar Ulises Arellano

    Ryan was a pleasure to work with, and a breath of fresh air in an industry known for less than honorable characters. Would work with him again, and my... read more

    Nicholas Krygier Avatar Nicholas Krygier

    If you are looking for someone to make a transaction happen don't look any further! Ryan Delfs was absolutely amazing to work with. He is educated, knowledgeable and sets up... read more

    Poulyana Pazand Avatar Poulyana Pazand
  • Ryan is an amazing lender, great communication with the borrower and the agent. Up to date status on the loan via email and phone calls throughout the loan process. 100%... read more

    ramzi salameh Avatar ramzi salameh

    Working with Ryan Delfs on Our mortgage was perhaps one of the Easiest and smoothest business dealings I have "ever" done in my life. In the difficult world of Mortgages... read more

    trackracer22 Avatar trackracer22

    Ryan was by far the best mortgage broker that I have ever used. He was friendly while being professional. He handled small bumps (caused by me) easily and... read more

    Don Oates Avatar Don Oates

    Ryan was PHENOMENAL. He looked ahead at every twist and turn of the loan process which saved us time, money, and tears. He’s great at his job but he’s also... read more

    Heidi Motto Avatar Heidi Motto
  • I’ve done business with Ryan for almost 15 years - nothing but a positive and professional relationship. He has always done what’s best for my family and I. I highly... read more

    Gary Moran Avatar Gary Moran

    Ryan was personable, professional and made the process smooth and easy. Thank you Ryan!

    Angela Lopez Avatar Angela Lopez

    Ryan was recommended to me by my son. He was everything my son said he was... easy to talk to, answered all my questions, and professional at all times. Once... read more

    Deborah Weishahn Avatar Deborah Weishahn

    We were very pleased with the service we received from Ryan Delfs. He always responded quickly to our messages and was very patient throughout the process. Ryan is... read more

    Ron Slimm Avatar Ron Slimm
  • Ryan has been an instrumental, key player in the whole process of finding our first home as a newly wed couple. Ryan is not only professional, but he works efficiently,... read more

    Ashlie Pulliam Avatar Ashlie Pulliam

    Ryan was amazing! He was very attentive, responsive, friendly, professional, and all around the biggest help through it all! Ryan was efficient and provided such positivity all throughout this stressful... read more

    Alexia DeLaPaz Avatar Alexia DeLaPaz

    I cannot recommend anyone better than Ryan Delfs. He is quick to respond, understands urgency & his follow-up & guidance during the process is impeccable. He's very experienced... read more

    Kim Dace Avatar Kim Dace

    Ryan Delfs he’s kind a guy willing to help with a good heart.not like other loan officer always thinking how much money they going to collect with the client.but ryan... read more

    Rolando Macaldo Avatar Rolando Macaldo