Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Ryan Delfs-Mortgage Broker Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Ryan was personable, professional and made the process smooth and easy. Thank you Ryan!

    Angela Lopez Avatar Angela Lopez

    Ryan Delfs of Sierra Wholesale Mortgage was very helpful and sincere during the process of my family on getting our new Home. He always reach out if theres any updates... read more

    john Avatar john

    I worked with Ryan through my buyer client. He was amazing! Super responsive, dedicated and thorough. He made the whole process smooth and updated me before I asked for it.... read more

    Alex Vedder Avatar Alex Vedder

    Ryan was by far the best mortgage broker that I have ever used. He was friendly while being professional. He handled small bumps (caused by me) easily and... read more

    Don Oates Avatar Don Oates
  • Jo Anne and I would like to go on record and say in 57 years of marriage, 3 houses and 4 refinances, this 5th one was the most helpful of... read more

    Jo Anne Nash Avatar Jo Anne Nash

    Ryan was recommended to me by my son. He was everything my son said he was... easy to talk to, answered all my questions, and professional at all times. Once... read more

    Deborah Weishahn Avatar Deborah Weishahn

    I reached out to Ryan about refinancing after the company I was working with was giving me the run around. Not only did Ryan come in with a lower... read more

    Tiffany Kerbs Avatar Tiffany Kerbs

    Man, what can I say about this man and his dedication to what he does! Ryan, was such a great communicator, and dug very deep to get me and... read more

    Ulises Arellano Avatar Ulises Arellano
  • He is are very skilled, kind, hardworking and patient people, he did everything he could to get me the house of my dreams. Thank you very much Ryan ... May... read more

    Willy Mercado Avatar Willy Mercado

    Ryan was very professional with excellent communication throughout the refinance process. I was pleasantly surprised at how fast and efficient the loan proceeded from starting the inquiry and signing... read more

    Larry Aseo Avatar Larry Aseo

    I’ve done business with Ryan for almost 15 years - nothing but a positive and professional relationship. He has always done what’s best for my family and I. I highly... read more

    Gary Moran Avatar Gary Moran

    Ryan is a great lender ! He went above and beyond for me. He made things happen very quickly and stayed on top of everything as soon as he could.... read more

    Marcella Jaime Avatar Marcella Jaime
  • Ryan Delfs of Sierra Wholesale Mortgage was absolutely phenomenal. He is very professional, doing his best to meet our needs & went the extra mile to make our purchase possible.... read more

    Sue RR Avatar Sue RR

    We were so lucky that our realtor recommended Ryan when buying a home. We were first-time home buyers, and he made everything simple for us and reduced much of our... read more

    Nick Janusch Avatar Nick Janusch

    I cannot recommend anyone better than Ryan Delfs. He is quick to respond, understands urgency & his follow-up & guidance during the process is impeccable. He's very experienced... read more

    Kim Dace Avatar Kim Dace

    Ryan Delfs he’s kind a guy willing to help with a good heart.not like other loan officer always thinking how much money they going to collect with the client.but ryan... read more

    Rolando Macaldo Avatar Rolando Macaldo