Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Very quick easy process !!

    brent pfitzer Avatar brent pfitzer

    We were very pleased with the service we received from Ryan Delfs. He always responded quickly to our messages and was very patient throughout the process. Ryan is... read more

    Ron Slimm Avatar Ron Slimm

    Ryan is the man! Very professional and great at what he does!

    Mario Juarez Avatar Mario Juarez

    “I had an incredible experience with Ryan during my home-buying process. He was absolutely amazing, providing exceptional assistance and unwavering support throughout the entire journey. As a first-time homebuyer, I... read more

    Rose De La Paz Avatar Rose De La Paz
  • Ryan was PHENOMENAL. He looked ahead at every twist and turn of the loan process which saved us time, money, and tears. He’s great at his job but he’s also... read more

    Heidi Motto Avatar Heidi Motto

    Jo Anne and I would like to go on record and say in 57 years of marriage, 3 houses and 4 refinances, this 5th one was the most helpful of... read more

    Jo Anne Nash Avatar Jo Anne Nash

    Ryan worked with my partner and I to secure our mortgage for our first home. He was incredibly responsive and supportive with the many questions we had, spent time to... read more

    Madeline Howard Avatar Madeline Howard

    Ryan Delfs he’s kind a guy willing to help with a good heart.not like other loan officer always thinking how much money they going to collect with the client.but ryan... read more

    Rolando Macaldo Avatar Rolando Macaldo
  • I reached out to Ryan about refinancing after the company I was working with was giving me the run around. Not only did Ryan come in with a lower... read more

    Tiffany Kerbs Avatar Tiffany Kerbs

    We have used Ryan Delfs several times and he is always amazing to work with. I would not trust anyone else but him. Refinances can be a very daunting task... read more

    Erica Schweigert Avatar Erica Schweigert

    I worked with Ryan through my buyer client. He was amazing! Super responsive, dedicated and thorough. He made the whole process smooth and updated me before I asked for it.... read more

    Alex Vedder Avatar Alex Vedder

    Ryan has been an instrumental, key player in the whole process of finding our first home as a newly wed couple. Ryan is not only professional, but he works efficiently,... read more

    Ashlie Pulliam Avatar Ashlie Pulliam
  • Ryan Delfs is an incredible person to work with. He is able to answer any questions and in a very timely manner. He stayed available and was in constant... read more

    Sherri Rubidoux Avatar Sherri Rubidoux

    Ryan was amazing! My husband and I have never purchased a home before now but Ryan made a complicated process very simple for us. He was always available when we... read more

    Giorgia Stuart Avatar Giorgia Stuart

    I’ve done business with Ryan for almost 15 years - nothing but a positive and professional relationship. He has always done what’s best for my family and I. I highly... read more

    Gary Moran Avatar Gary Moran

    { was so lucky to get to work with Ryan for several reasons. I needed him to get my loan approved as soon as possible and he worked hard... read more

    Ellen Hanley Avatar Ellen Hanley