Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Ryan is a customer's broker who is not driven by the dollar he's looking to make but what's right for you, the customer! He continues to find the best... read more

    Darrell Johnson Sr Avatar Darrell Johnson Sr

    Ryan was very professional with excellent communication throughout the refinance process. I was pleasantly surprised at how fast and efficient the loan proceeded from starting the inquiry and signing... read more

    Larry Aseo Avatar Larry Aseo

    Ryan Delfs is an incredible person to work with. He is able to answer any questions and in a very timely manner. He stayed available and was in constant... read more

    Sherri Rubidoux Avatar Sherri Rubidoux

    Ryan Delfs he’s kind a guy willing to help with a good heart.not like other loan officer always thinking how much money they going to collect with the client.but ryan... read more

    Rolando Macaldo Avatar Rolando Macaldo
  • We were very pleased with the service we received from Ryan Delfs. He always responded quickly to our messages and was very patient throughout the process. Ryan is... read more

    Ron Slimm Avatar Ron Slimm

    Ryan worked with my partner and I to secure our mortgage for our first home. He was incredibly responsive and supportive with the many questions we had, spent time to... read more

    Madeline Howard Avatar Madeline Howard

    Ryan was amazing! He was very attentive, responsive, friendly, professional, and all around the biggest help through it all! Ryan was efficient and provided such positivity all throughout this stressful... read more

    Alexia DeLaPaz Avatar Alexia DeLaPaz

    We have used Ryan Delfs several times and he is always amazing to work with. I would not trust anyone else but him. Refinances can be a very daunting task... read more

    Erica Schweigert Avatar Erica Schweigert
  • I cannot recommend anyone better than Ryan Delfs. He is quick to respond, understands urgency & his follow-up & guidance during the process is impeccable. He's very experienced... read more

    Kim Dace Avatar Kim Dace

    Working with Ryan was a pleasure from start to finish. He was informative and helpful, guiding me through the mortgage process each step of the way. I always felt like... read more

    Justin Downing Avatar Justin Downing

    Very quick easy process !!

    brent pfitzer Avatar brent pfitzer

    Ryan has been an instrumental, key player in the whole process of finding our first home as a newly wed couple. Ryan is not only professional, but he works efficiently,... read more

    Ashlie Pulliam Avatar Ashlie Pulliam
  • If you are looking for someone to make a transaction happen don't look any further! Ryan Delfs was absolutely amazing to work with. He is educated, knowledgeable and sets up... read more

    Poulyana Pazand Avatar Poulyana Pazand

    He is are very skilled, kind, hardworking and patient people, he did everything he could to get me the house of my dreams. Thank you very much Ryan ... May... read more

    Willy Mercado Avatar Willy Mercado

    Had the pleasure of working with Ryan and I never imagined the process being so easy/smooth! With my lack of knowledge, Ryan’s guidance and expertise was much appreciated. Always answered... read more

    Joseph Haro Avatar Joseph Haro

    { was so lucky to get to work with Ryan for several reasons. I needed him to get my loan approved as soon as possible and he worked hard... read more

    Ellen Hanley Avatar Ellen Hanley