Top Rated Mortgage Company In California

If you have mortgage related questions, we have the answers.

Specializing in California Loans

The Delfs Home Loans Team is your premier mortgage team located in Granite Bay, California. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in California.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.

How much do you qualify for?

No Obligation. No Credit Check.

$350 M

in loans funded to date

10-DAY

average closing

100%

customer satisfaction rate

A couple closing a mortgage deal.

Loan Options

Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Quick Custom Quotes & Streamlined Loan Experience

Experience fast, personalized quotes and a fully streamlined online loan application and approval process.

HOMEBUYERS

Whether you are a first time home buyer or purchasing your dream home, Our team will help you find the right financing solutions to meet your needs.

TODAY'S RATES

Mortgage rates can change on daily basis. Our team specializes in market trends and help homeowners to determine the right time to purchase or refinance.

REFINANCE

We can help you lower your interest rate, lower your monthly payment, or take cash out. Our team is here to help you with all of your mortgage refinancing needs.

5 Star Review

Our clients are the foundation of our success:

  • Ryan is a great lender ! He went above and beyond for me. He made things happen very quickly and stayed on top of everything as soon as he could.... read more

    Marcella Jaime Avatar Marcella Jaime

    Working with Ryan was a pleasure from start to finish. He was informative and helpful, guiding me through the mortgage process each step of the way. I always felt like... read more

    Justin Downing Avatar Justin Downing

    Ryan Delfs took the job and got it done! Already recommended Ryan to my close relatives!

    DOn Onitnelot Avatar DOn Onitnelot

    I’ve done business with Ryan for almost 15 years - nothing but a positive and professional relationship. He has always done what’s best for my family and I. I highly... read more

    Gary Moran Avatar Gary Moran
  • Ryan is a customer's broker who is not driven by the dollar he's looking to make but what's right for you, the customer! He continues to find the best... read more

    Darrell Johnson Sr Avatar Darrell Johnson Sr

    Ryan is the man! Very professional and great at what he does!

    Mario Juarez Avatar Mario Juarez

    Man, what can I say about this man and his dedication to what he does! Ryan, was such a great communicator, and dug very deep to get me and... read more

    Ulises Arellano Avatar Ulises Arellano

    Ryan was personable, professional and made the process smooth and easy. Thank you Ryan!

    Angela Lopez Avatar Angela Lopez
  • Ryan was wonderful to work with. He is extremely responsive and you know exactly what needs to be done to move forward.

    Mike Vu Avatar Mike Vu

    We were so lucky that our realtor recommended Ryan when buying a home. We were first-time home buyers, and he made everything simple for us and reduced much of our... read more

    Nick Janusch Avatar Nick Janusch

    Ryan was amazing! My husband and I have never purchased a home before now but Ryan made a complicated process very simple for us. He was always available when we... read more

    Giorgia Stuart Avatar Giorgia Stuart

    Ryan worked with my partner and I to secure our mortgage for our first home. He was incredibly responsive and supportive with the many questions we had, spent time to... read more

    Madeline Howard Avatar Madeline Howard
  • I worked with Ryan through my buyer client. He was amazing! Super responsive, dedicated and thorough. He made the whole process smooth and updated me before I asked for it.... read more

    Alex Vedder Avatar Alex Vedder

    Ryan has been an instrumental, key player in the whole process of finding our first home as a newly wed couple. Ryan is not only professional, but he works efficiently,... read more

    Ashlie Pulliam Avatar Ashlie Pulliam

    “I had an incredible experience with Ryan during my home-buying process. He was absolutely amazing, providing exceptional assistance and unwavering support throughout the entire journey. As a first-time homebuyer, I... read more

    Rose De La Paz Avatar Rose De La Paz

    Working with Ryan Delfs on Our mortgage was perhaps one of the Easiest and smoothest business dealings I have "ever" done in my life. In the difficult world of Mortgages... read more

    trackracer22 Avatar trackracer22